AML Compliance Services in Seattle, WA
Seattle is in King County, Washington. This page summarizes public registry data on the financial businesses based in Seattle and the federal and state AML rules that apply to them. Every figure below links to its source.
74
FinCEN-registered MSBs
20
Local MSB operators
7
HMDA lenders based here
104
SEC-registered advisers
Seattle at a Glance
FinCEN-registered MSBs
74
74 money services businesses registered with FinCEN list a Seattle address; 20 of them register to operate in three or fewer states.
Source: FinCEN MSB Registrant SearchMost common registered activities
money transmitter
Registered activities: money transmitter (68), money order seller (43) and foreign exchange dealer (43). One business can register several activities.
Source: FinCEN MSB Registrant SearchMSB registrations filed or renewed in the last 12 months
19
19 of the Seattle registrations were filed or renewed in the 12 months before September 29, 2026. FinCEN requires MSBs to renew every two years.
Source: FinCEN MSB Registrant SearchMortgage lenders based here (HMDA filers)
7
7 lenders headquartered in Seattle filed 2025 HMDA data (4 credit unions, 2 state non-member banks or savings institutions and 1 large bank ($10B+) or affiliate).
Source: FFIEC HMDA 2025 filersSEC-registered investment advisers based here
104
104 SEC-registered investment advisers list a main office in Seattle.
Source: SEC Investment Adviser Public DisclosureFinCEN GTO history
1
FinCEN residential real estate GTO (final order period), October 10, 2025 to February 28, 2026: covered title insurance companies, for all-cash residential purchases by legal entities in King County, threshold $300,000 purchase price.
Source: fincen.govFederal district
Western District of Washington
Federal BSA and money-laundering cases from Seattle are handled by the U.S. Attorney's Office for the Western District of Washington.
Source: justice.govRegistry data as of: FinCEN Sep 29, 2026 · HMDA 2025 filing year · SEC Sep 2026
What This Means for Your AML Program
- King County was covered by FinCEN's residential real estate GTOs until they expired on February 28, 2026. Real estate businesses here should keep that history in the geographic section of their risk assessment.
- Money transmission is the most common registered activity here. Transmitters must keep records on transfers of $3,000 or more (31 CFR 1010.410) and keep a written AML program (31 CFR 1022.210).
- Money transmitters operating in Washington are licensed by the Washington Department of Financial Institutions (https://dfi.wa.gov). State licensing is separate from FinCEN registration, and you need both.
Sources and method
MSB counts come from FinCEN's MSB Registrant Search and count principal business addresses in Seattle. Registrations at addresses shared by five or more MSBs are left out as registered-agent addresses. "Local operators" list three or fewer states of operation. Mortgage lenders are 2025 HMDA filers headquartered in Seattle; investment advisers are SEC-registered firms with a main office here. GTO and HIFCA facts come from FinCEN's orders and HIFCA map.
AML Compliance for Every Seattle Industry
Soflo serves all regulated industries in Seattle with industry-specific AML-BSA training and documentation.
AML/BSA Compliance Pricing Varies by Industry
Pricing varies by industry and team size. Training starts at $75 per employee. Program Review starts at $1,800, and Program Creation starts at $3,500. Select your industry to calculate your exact price.
Training Only
Annual AML-BSA training & certification
From $75/seat/yr
Annual AML-BSA compliance subscription
- Annual AML-BSA video training modules
- Certificates verified through NAMLC.com
- Employee progress tracking dashboard
- Audit-ready compliance reports
- Automated annual renewal reminders
Instant access · no sales call required
Training + Review
Training + BSA risk assessment review
From $1,800/yr
Annual AML-BSA compliance subscription
- Everything in Training Only
- Expert review of your BSA risk assessment
- Gap analysis against current FinCEN standards
- AML policy & procedures review
- Written remediation recommendations report
Instant access · no sales call required
Training + Creation
Full AML-BSA program built from scratch
From $3,500/yr
Annual AML-BSA compliance subscription
- Everything in Training Only
- New institutional BSA risk assessment
- Custom AML policy manual for your company
- Customer risk rating methodology
- FinCEN regulatory update tracking
Instant access · no sales call required
These amounts are verified starting points. Your exact Review and Creation price depends on your industry and team size, so the same plan can cost more in higher-risk industries such as crypto or MSBs.
AML Compliance Questions for Seattle Businesses
How many money services businesses are registered in Seattle?
As of September 29, 2026, 74 FinCEN-registered MSBs listed a Seattle, WA address, and 20 of them register to operate in three or fewer states.
Is Seattle in a FinCEN High Intensity Financial Crime Area (HIFCA)?
No. King County is not on FinCEN's HIFCA map.
Has Seattle been under a FinCEN Geographic Targeting Order?
FinCEN residential real estate GTO (final order period), October 10, 2025 to February 28, 2026: covered title insurance companies, for all-cash residential purchases by legal entities in King County, threshold $300,000 purchase price.
AML-BSA compliance by industry
Other Cities in Washington
AML Compliance Near Seattle
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