Online Training, Policy Review &
Risk Assessment Backed by Professionals
Three plans. Fixed pricing. Online training with certificate tracking, expert policy review, risk assessment support, and practical compliance guidance, all delivered through one platform, backed by compliance professionals. Subscribe online today.
BSA/AML Compliance Programs
We design, implement, and maintain comprehensive Bank Secrecy Act and Anti-Money Laundering compliance programs tailored to your specific business model. From initial gap assessments to full program implementation, our frameworks are built to satisfy examiners while protecting your business from real financial crime threats.
What's Included
- Custom-built BSA/AML program documentation
- Suspicious Activity Report (SAR) procedures
- Currency Transaction Report (CTR) processes
- OFAC screening and compliance controls
- Ongoing program monitoring and updates
Real-World Outcome
Clients consistently pass regulatory examinations and reduce financial crime exposure by implementing our structured, examiner-tested frameworks.
BSA/AML Compliance Programs
Specialized for the nation's most scrutinized financial industries real estate, fintech, mortgage, and money services businesses.
Customer Due Diligence (CDD) Training
Our CDD training programs go far beyond theory. Using real-world transaction scenarios from high-risk markets including luxury real estate deals, cross-border remittances, and digital payments, we teach your team to identify, assess, and document customer risk with confidence and consistency.
What's Included
- Know Your Customer (KYC) process training
- Beneficial ownership identification
- Enhanced Due Diligence (EDD) for high-risk clients
- Red flag recognition workshops
- Customized training for your specific industry
Real-World Outcome
Teams trained by Soflo demonstrate measurable improvements in CDD documentation quality and suspicious activity identification within 90 days.
Customer Due Diligence (CDD) Training
Specialized for the nation's most scrutinized financial industries real estate, fintech, mortgage, and money services businesses.
Customized AML Training
General AML courses explain the rules. Customized AML Training applies them to what your business actually sells. We build a training module around your products and services, with red flags, scenarios and a quiz specific to them, and deliver it in your training portal alongside the standard annual course for every employee. $1,450 per year plus the per-seat training rate for each employee.
What's Included
- Custom module built around your products and services
- Product- and service-specific red flags and scenarios
- Tailored assessment quiz
- Annual AML/BSA training for every employee seat
- Typically ready 1–2 weeks after we receive your documents
Real-World Outcome
Employees train on the risks that come up with your own products and services, not only generic examples.
Customized AML Training
Specialized for the nation's most scrutinized financial industries real estate, fintech, mortgage, and money services businesses.
Risk Assessments
Understanding your risk profile is the foundation of effective compliance. Our comprehensive risk assessments evaluate your customer base, geographic exposure, products, services, and transaction channels against current regulatory expectations, delivering a clear roadmap for prioritization and improvement.
What's Included
- Comprehensive institutional risk scoring
- Customer risk rating methodology
- Geographic and product risk analysis
- Gap identification and remediation roadmap
- Examiner-ready risk assessment documentation
Real-World Outcome
Clients receive a clear, actionable risk picture they can defend to regulators and use to allocate compliance resources with precision.
Risk Assessments
Specialized for the nation's most scrutinized financial industries real estate, fintech, mortgage, and money services businesses.
Related Guides
Regulatory Examination Support
When regulators schedule an examination, preparation is everything. Our Regulatory Examination Support service gives your organization a systematic, examiner-tested readiness process: reviewing your existing program against current regulatory expectations, identifying gaps before examiners do, and ensuring your documentation is organized, complete, and defensible from day one. We've guided clients through federal and state examinations and know exactly what examiners look for.
What's Included
- Pre-examination BSA/AML program gap analysis
- Examiner-ready documentation review and organization
- Program self-assessment against current FinCEN guidance
- Staff briefing and examination logistics preparation
- Post-examination remediation and regulatory response support
Real-World Outcome
Soflo clients enter examinations prepared and confident. Our examination support process helps institutions organize documentation, identify gaps before examiners do, and present a well-structured compliance program for review.
Regulatory Examination Support
Specialized for the nation's most scrutinized financial industries real estate, fintech, mortgage, and money services businesses.
Policy & Procedure Development
Outdated or generic policies are a liability, not a protection. We create custom policy and procedure documentation that reflects your actual business operations, current regulatory requirements, and examiner expectations, written in clear, operational language your team can follow.
What's Included
- BSA/AML program policy manuals
- Standard operating procedures (SOPs)
- Annual policy review and updates
- FinCEN regulatory update integration
- Board and management reporting templates
Real-World Outcome
Organizations with Soflo-developed policies experience faster onboarding, cleaner audits, and greater team consistency in compliance execution.
Policy & Procedure Development
Specialized for the nation's most scrutinized financial industries real estate, fintech, mortgage, and money services businesses.
Related Guides
Additional Compliance & Security Training
Strengthen your annual employee compliance training with practical courses covering financial fraud prevention, cybersecurity, data protection, AI risks, and other workplace threats. Soflo Consulting clients can supplement their AML and regulatory training with focused modules built for financial services, fintech, mortgage, and title company teams.
These courses are provided through Simple Training Center, Soflo Consulting's online training platform. Selecting a course opens it in a new tab.
Fraud Prevention
Equip your team to spot and stop the fraud tactics most often aimed at regulated businesses.
Cybersecurity & Technology Risk
Practical annual awareness training for employees handling company systems, customer data, and financial information.
Regulatory & Data Protection
Targeted awareness for organizations operating within specific control and data-protection environments.
Recommended Training Bundles
Pair your AML/BSA training with practical employee compliance training. Each bundle is available as supplemental annual training depending on your organization's regulatory requirements and risk profile, not every course is legally required for every organization.
Financial Crime & Fraud Awareness Bundle
Recommended for teams focused on financial crime and fraud prevention.
- AML/BSA Training
- Executive Wire Fraud
- Phishing & Social Engineering
- Deepfake Defense
Recommended as supplemental annual training depending on your organization’s risk profile.
Financial Services Security Bundle
A rounded security stack for financial services and regulated businesses.
- AML/BSA Training
- Cybersecurity Awareness
- Data Privacy
- AI Security
- Executive Wire Fraud
Applicable depending on your organization and based on regulatory requirements and risk profile.
Regulated Organization Training Bundle
Built for organizations with overlapping regulatory and control obligations.
- AML/BSA Training
- Cybersecurity Awareness
- NYDFS Part 500
- Data Privacy
- SOC 2 Awareness
SOC 2 Awareness applicable where relevant. Not every course is legally required for every organization.
Soflo Consulting provides the compliance expertise. Simple Training Center provides the scalable training platform.
Every Service Tailored to Your Industry
Our services are not one-size-fits-all. Every engagement is designed around your specific industry, transaction profile, and regulatory environment.
Industry-Specific Compliance Guides
Deep-dive resources tailored to your industry, service type, or location, each with pricing, FAQs, and a direct path to getting started.
Frequently Asked Questions
Soflo delivers a complete, fixed-price annual compliance program: industry-specific AML/BSA video training with auto-generated certificates, expert review or creation of your BSA risk assessment and AML policy manual, and audit-ready documentation including completion reports and training logs.
Training Only (from $75 per employee per year), Training + Review (from $1,800 per year, which adds expert review of your existing documents with a written gap analysis), and Training + Creation (from $3,500 per year, which builds a new risk assessment and a custom AML policy manual from scratch).
Program Review works with the documentation you already have: a professional review, gap analysis against current FinCEN standards, and a written remediation report. Program Creation builds everything from scratch, including a new institutional risk assessment, a custom AML policy manual, and a customer risk rating methodology.
No. A designated BSA compliance officer is a regulatory requirement that must be filled by a person. Soflo automates training delivery, certificate generation, audit reporting, and renewal reminders to reduce that officer's workload.
No. Program Review is an advisory, document-focused service, while independent testing is the BSA's fourth pillar, a separate engagement that evaluates whether the program works in practice. Independent testing is not automatically included.
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