TITLE-CASH-001Critical Risk
structuring
Red Flag
Buyer attempts to pay closing costs or the entire purchase price in cash, particularly when the amount exceeds $10,000 and no bank draft or cashier’s check is provided.
Industry
Title & Escrow Companies
Transaction Type
cash
Customer Type
individual
Category
Regulatory Source
Document:FinCEN RRE Advisory
Type:FinCEN Advisory
CFR Citation:31 CFR §1010.370
SAR Category:Transaction exceeds CTR threshold
FinCEN Key Term:All-Cash Closing
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.