# Soflo Consulting - AML BSA Compliance Platform # https://sofloconsulting.net # Last updated: 2026-04-28 ## About Soflo Consulting is a U.S.-based BSA/AML compliance platform that helps regulated businesses meet their annual Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) compliance requirements entirely online. No sales calls, no consultants, no waiting. ## What We Do Soflo delivers three fixed-price annual compliance plans: - **Training Only** - Annual AML/BSA video training with auto-generated certificates of completion. Starts at $75/seat. - **Training + Review** - Everything in Training Only, plus expert review of your existing BSA risk assessment and AML policies with a written gap analysis. From $798/year. - **Training + Creation** - Everything in Training Only, plus a brand-new institutional BSA risk assessment and custom AML policy manual built from scratch. From $1,736/year. ## Key Facts - 98% examiner pass rate - Instant access after purchase - Annual subscription aligned with BSA annual training requirements - Audit-ready documentation: completion reports, certificates, training logs - Serves 500+ regulated businesses nationwide - Based in Cheyenne, Wyoming (serves businesses nationwide) ## Industries Served Soflo serves 15+ regulated industries including: - Money Services Businesses (MSBs) - Non-bank Mortgage Lenders and Brokers - Fintech and Digital Payment Companies - Crypto and Virtual Asset Businesses - Investment Firms and Private Equity (FinCEN 2026 deadline) - Insurance Companies (Cash-Value) - Title and Escrow Companies - Casinos and Gaming - High-Value Goods Dealers (DPMS) - Real Estate Professionals - Automotive Sales - Luxury Retail / Jewelry / Watches - Art and Collectibles Dealers - Banking and Credit Unions ## Regulatory Coverage - Bank Secrecy Act (BSA) - FinCEN regulations (31 CFR Parts 1020-1029) - OFAC sanctions compliance - Customer Due Diligence (CDD) / Beneficial Ownership rules - SAR and CTR filing requirements - Form 8300 reporting requirements - Geographic Targeting Orders (GTOs) ## Core Pages - Homepage: https://sofloconsulting.net/ - Services / Plans: https://sofloconsulting.net/services - AML BSA Compliance Hub: https://sofloconsulting.net/aml-bsa-compliance - Industries Hub: https://sofloconsulting.net/industries - Compliance Insights Blog: https://sofloconsulting.net/insights - About: https://sofloconsulting.net/about - Demo Portal: https://sofloconsulting.net/demo - Get Started / Pricing: https://sofloconsulting.net/get-started - Compliance Resources Hub: https://sofloconsulting.net/compliance-resources - Submit a Guest Article: https://sofloconsulting.net/submit-article ## Free Compliance Guides (Informational) - How to Build an AML Program: https://sofloconsulting.net/how-to-build-aml-program Topics: how to build an AML program, who needs a BSA AML program, what is required for BSA compliance, five pillars of AML, 7-step AML program guide - AML Compliance Checklist for Small Business: https://sofloconsulting.net/aml-compliance-checklist Topics: AML compliance checklist small business, how to pass AML audit, BSA examination checklist, 24 interactive checklist items, critical findings flagged - FinCEN AML Program Requirements: https://sofloconsulting.net/fincen-aml-program-requirements Topics: FinCEN AML program requirements, BSA independent review requirements, annual AML training requirements FinCEN, CFR citations, plain-English regulatory guide ## Service Landing Pages - AML Compliance Platform: https://sofloconsulting.net/aml-compliance-platform - BSA Risk Assessment Service: https://sofloconsulting.net/bsa-risk-assessment-service - AML Policy Creation Service: https://sofloconsulting.net/aml-policy-creation-service - AML Training Certification Online: https://sofloconsulting.net/aml-training-certification-online - Form 8300 Compliance Training: https://sofloconsulting.net/form-8300-compliance-training - BSA Compliance for Fintech: https://sofloconsulting.net/bsa-compliance-fintech - BSA Compliance for Real Estate: https://sofloconsulting.net/bsa-compliance-real-estate ## Industry-Specific Training Pages - AML Training for MSBs: https://sofloconsulting.net/aml-training-msb - AML Training for Mortgage Brokers: https://sofloconsulting.net/aml-training-mortgage-brokers - AML Training for Title Companies: https://sofloconsulting.net/aml-training-title-companies - AML Training for Crypto Businesses: https://sofloconsulting.net/aml-training-crypto ## Location Landing Pages - AML Compliance Los Angeles: https://sofloconsulting.net/aml-compliance-los-angeles - AML Compliance New York: https://sofloconsulting.net/aml-compliance-new-york - AML Compliance Texas: https://sofloconsulting.net/aml-compliance-texas - AML Consultant Miami: https://sofloconsulting.net/aml-consultant-miami ## Industry Compliance Pages - MSB AML Compliance: https://sofloconsulting.net/aml-compliance/money-services-businesses - Mortgage AML Compliance: https://sofloconsulting.net/aml-compliance/mortgage-lenders - Fintech AML Compliance: https://sofloconsulting.net/aml-compliance/fintech-compliance - Crypto AML Compliance: https://sofloconsulting.net/aml-compliance/crypto-businesses-aml-compliance - Real Estate AML Compliance: https://sofloconsulting.net/aml-compliance/real-estate-aml-compliance - Title and Escrow AML Compliance: https://sofloconsulting.net/aml-compliance/title-escrow-compliance - Title Support Staff AML: https://sofloconsulting.net/aml-compliance/title-escrow-support-staff-aml - Casino and Gaming AML Compliance: https://sofloconsulting.net/aml-compliance/casino-gaming-aml-compliance - Investment Firm AML Compliance: https://sofloconsulting.net/aml-compliance/investment-firm-aml-compliance - Insurance AML Compliance: https://sofloconsulting.net/aml-compliance/insurance-aml-compliance - Community Bank BSA Compliance: https://sofloconsulting.net/aml-compliance/community-bank-bsa-compliance - Automotive AML Compliance: https://sofloconsulting.net/aml-compliance/automotive-sales-aml-training - Luxury Retail AML Compliance: https://sofloconsulting.net/aml-compliance/luxury-retail-jewelry-watches-aml - High-Value Goods Dealers AML: https://sofloconsulting.net/aml-compliance/high-value-goods-dealers - Art and Collectibles AML Compliance: https://sofloconsulting.net/aml-compliance/art-collectibles-aml-training ## Author Bio Pages - Elena Vargas: https://sofloconsulting.net/insights/author/elena-vargas - Marcus Reid: https://sofloconsulting.net/insights/author/marcus-reid - Sofia Delgado: https://sofloconsulting.net/insights/author/sofia-delgado ## Insights Articles (2026 / 2025) - What Happens If You Fail an AML Audit: https://sofloconsulting.net/insights/what-happens-if-you-fail-aml-audit - Variable BSA/AML Certificates and Regulators Training Evidence: https://sofloconsulting.net/insights/variable-bsa-aml-certificates-regulators-training-evidence - What Is an AML Program and Who Needs It (2026): https://sofloconsulting.net/insights/what-is-an-aml-program-who-needs-it-2026 - AML Compliance Checklist for Small Businesses: https://sofloconsulting.net/insights/aml-compliance-checklist-small-businesses - How to Perform an AML Risk Assessment (2026): https://sofloconsulting.net/insights/how-to-perform-aml-risk-assessment-2026 - AML Requirements for Mortgage Loan Originators: https://sofloconsulting.net/insights/aml-requirements-mortgage-loan-originators - AML Compliance for Fintech Startups Before Launch: https://sofloconsulting.net/insights/aml-compliance-fintech-startups-before-launch - MSB Compliance Checklist to Stay Legal: https://sofloconsulting.net/insights/msb-compliance-checklist-stay-legal - 5 Costly AML Mistakes That Can Shut Down Your Business: https://sofloconsulting.net/insights/5-costly-aml-mistakes-shut-down-business - AML Compliance Requirements in Florida (2026): https://sofloconsulting.net/insights/aml-compliance-requirements-florida-2026 - How to Build an AML Program from Scratch: https://sofloconsulting.net/insights/how-to-build-aml-program-from-scratch ## Insights Articles (2024) - AML Red Flags in Real Estate Transactions (2024): https://sofloconsulting.net/insights/aml-red-flags-real-estate-transactions-2024 - BSA Officer Role and Responsibilities for Small Business: https://sofloconsulting.net/insights/bsa-officer-role-responsibilities-small-business - Suspicious Activity Reports - What Triggers a SAR Filing: https://sofloconsulting.net/insights/suspicious-activity-reports-what-triggers-sar-filing - Customer Due Diligence (CDD) Rule Explained: https://sofloconsulting.net/insights/customer-due-diligence-cdd-rule-explained - AML Training Frequency - What Regulators Expect: https://sofloconsulting.net/insights/aml-training-frequency-what-regulators-expect - FinCEN Geographic Targeting Orders (2024 Update): https://sofloconsulting.net/insights/fincen-geographic-targeting-orders-2024-update - AML Policy Manual - What Must Be Included: https://sofloconsulting.net/insights/aml-policy-manual-what-must-be-included - Crypto Exchange AML Obligations (2024): https://sofloconsulting.net/insights/crypto-exchange-aml-obligations-2024 - Independent AML Testing - What It Is and Why It Matters: https://sofloconsulting.net/insights/independent-aml-testing-what-it-is-why-it-matters - AML Compliance for Insurance Companies (2024): https://sofloconsulting.net/insights/aml-compliance-insurance-companies-2024 - Transaction Monitoring for Small Business - Practical Guide: https://sofloconsulting.net/insights/transaction-monitoring-small-business-practical-guide - AML Compliance for Investment Advisers (2024): https://sofloconsulting.net/insights/aml-compliance-investment-advisers-2024 - Currency Transaction Reports (CTR) - Common Mistakes: https://sofloconsulting.net/insights/currency-transaction-reports-ctr-common-mistakes - Politically Exposed Persons (PEP) Compliance Guide: https://sofloconsulting.net/insights/politically-exposed-persons-pep-compliance-guide - MSB Banking Relationships - How to Keep Them: https://sofloconsulting.net/insights/msb-banking-relationships-how-to-keep-them - AML Compliance for Title Companies and Escrow (2024): https://sofloconsulting.net/insights/aml-compliance-title-companies-escrow-2024 - Beneficial Ownership Rule and Corporate Transparency Act (2024): https://sofloconsulting.net/insights/beneficial-ownership-rule-corporate-transparency-act-2024 - AML Risk Assessment Update Triggers (2024): https://sofloconsulting.net/insights/aml-risk-assessment-update-triggers-2024 - AML Compliance in the Casino and Gaming Industry: https://sofloconsulting.net/insights/aml-compliance-casino-gaming-industry - AML Compliance for Auto Dealers and High-Value Goods: https://sofloconsulting.net/insights/aml-compliance-auto-dealers-high-value-goods - AML Program Review - What to Expect: https://sofloconsulting.net/insights/aml-program-review-what-to-expect - FinCEN Priorities (2024) - What Regulated Businesses Need to Know: https://sofloconsulting.net/insights/fincen-priorities-2024-what-regulated-businesses-need-to-know - AML Compliance for Mortgage Servicers (2024): https://sofloconsulting.net/insights/aml-compliance-mortgage-servicers-2024 - AML Compliance for Check Cashers (2024): https://sofloconsulting.net/insights/aml-compliance-check-cashers-2024 - AML Compliance New Year Checklist (2024): https://sofloconsulting.net/insights/aml-compliance-new-year-checklist-2024 ## Insights Articles (2023) - AML Compliance Year-End Review (2023): https://sofloconsulting.net/insights/aml-compliance-year-end-review-2023 - Money Transmitter License State Requirements Guide: https://sofloconsulting.net/insights/money-transmitter-license-state-requirements-guide - AML Compliance for Luxury Retail and Art Dealers: https://sofloconsulting.net/insights/aml-compliance-luxury-retail-art-dealers - BSA/AML Enforcement Actions (2023) - Lessons Learned: https://sofloconsulting.net/insights/bsa-aml-enforcement-actions-2023-lessons - AML Compliance for Prepaid Access Providers: https://sofloconsulting.net/insights/aml-compliance-prepaid-access-providers - AML Training Content - What Employees Must Know: https://sofloconsulting.net/insights/aml-training-content-what-employees-must-know - OFAC Sanctions Compliance and the AML Intersection: https://sofloconsulting.net/insights/ofac-sanctions-compliance-aml-intersection - AML Compliance for Real Estate Agents and Brokers: https://sofloconsulting.net/insights/aml-compliance-real-estate-agents-brokers - AML Program Documentation - What Examiners Want to See: https://sofloconsulting.net/insights/aml-program-documentation-what-examiners-want-to-see - Fintech Payment App AML Obligations (2023): https://sofloconsulting.net/insights/fintech-payment-app-aml-obligations-2023 - AML Compliance for Credit Unions and Community Banks: https://sofloconsulting.net/insights/aml-compliance-credit-unions-community-banks - AML Compliance and Human Trafficking Red Flags: https://sofloconsulting.net/insights/aml-compliance-human-trafficking-red-flags - BSA Recordkeeping Requirements - What You Must Keep: https://sofloconsulting.net/insights/bsa-recordkeeping-requirements-what-you-must-keep - AML Compliance for Mortgage Brokers and Third-Party Originators: https://sofloconsulting.net/insights/aml-compliance-mortgage-brokers-third-party-originators - AML Compliance for Digital Assets and NFTs (2023): https://sofloconsulting.net/insights/aml-compliance-digital-assets-nfts-2023 - AML Compliance for Small MSBs - Practical Framework: https://sofloconsulting.net/insights/aml-compliance-small-msb-practical-framework - AML Compliance and Wire Transfer Rules - The Travel Rule: https://sofloconsulting.net/insights/aml-compliance-wire-transfer-rules-travel-rule - AML Compliance and Cannabis Banking (2023): https://sofloconsulting.net/insights/aml-compliance-cannabis-banking-2023 - AML Compliance and Fraud Prevention Intersection: https://sofloconsulting.net/insights/aml-compliance-fraud-prevention-intersection - AML Compliance New Year Checklist (2023): https://sofloconsulting.net/insights/aml-compliance-new-year-checklist-2023 - AML Compliance for Florida MSBs - State Requirements: https://sofloconsulting.net/insights/aml-compliance-florida-msb-state-requirements ## Insights Articles (2022) - Anti-Money Laundering Act of 2020 - What Changed in 2022: https://sofloconsulting.net/insights/anti-money-laundering-act-2020-what-changed-2022 - Russia Sanctions and AML Compliance (2022): https://sofloconsulting.net/insights/russia-sanctions-aml-compliance-2022 - Beneficial Ownership Reporting Rule (2022) - What to Expect: https://sofloconsulting.net/insights/beneficial-ownership-reporting-rule-2022-what-to-expect - FinCEN Files Aftermath - AML Program Lessons: https://sofloconsulting.net/insights/fincen-files-aftermath-aml-program-lessons - AML Compliance and Cryptocurrency Enforcement (2022): https://sofloconsulting.net/insights/aml-compliance-cryptocurrency-enforcement-2022 - AML Compliance for Real Estate All-Cash Purchases (2022): https://sofloconsulting.net/insights/aml-compliance-real-estate-all-cash-purchases-2022 - AML Compliance Program Gaps - Most Common (2022): https://sofloconsulting.net/insights/aml-compliance-program-gaps-most-common-2022 ## Legal - Privacy Policy: https://sofloconsulting.net/privacy-policy - Terms of Service: https://sofloconsulting.net/terms-of-service - HTML Sitemap: https://sofloconsulting.net/sitemap ## Contact Website: https://sofloconsulting.net Location: Cheyenne, Wyoming, United States (national platform, serves all 50 states)