<?xml version="1.0" encoding="UTF-8"?>
<!--
  SITEMAP INDEX — https://sofloconsulting.net/sitemap.xml

  This file is a <sitemapindex>, NOT a <urlset>. Its only job is to point
  crawlers at the section sitemaps that together cover every indexable URL:

    · sitemap-core.xml      — core, industry, service, state, GTO, red-flag,
                              image-library, author and informational pages
    · sitemap-cities.xml    — city / location landing pages
    · sitemap-articles.xml  — every Insights article + guest post
    · sitemap-images.xml    — AML image library (with image annotations)

  robots.txt submits this file, so keeping it as an index is what makes the
  articles sitemap (and everything else) discoverable.

  lastmod values are refreshed at build time by scripts/generate-lastmod.ts.
-->
<sitemapindex xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <sitemap>
    <loc>https://sofloconsulting.net/sitemap-core.xml</loc>
    <lastmod>2026-10-07T17:11:06.788Z</lastmod>
  </sitemap>
  <sitemap>
    <loc>https://sofloconsulting.net/sitemap-cities.xml</loc>
    <lastmod>2026-10-07T17:11:06.788Z</lastmod>
  </sitemap>
  <sitemap>
    <loc>https://sofloconsulting.net/sitemap-articles.xml</loc>
    <lastmod>2026-10-07T17:11:06.788Z</lastmod>
  </sitemap>
  <sitemap>
    <loc>https://sofloconsulting.net/sitemap-images.xml</loc>
    <lastmod>2026-10-07T17:11:06.788Z</lastmod>
  </sitemap>
</sitemapindex>