MSB-TM-001Critical Risk

transaction monitoring

Red Flag

Transaction patterns show sudden and significant changes in volume, frequency, or typology that are inconsistent with the customer’s established activity profile.

Industry
Money Services Businesses
Transaction Type
wire
Customer Type
individual
Category
transaction monitoring
Regulatory Source
Document:FFIEC Exam Manual MSB Section
Type:FFIEC Exam Manual
CFR Citation:31 CFR §1022.210
SAR Category:Transaction exceeds CTR threshold
FinCEN Key Term:Profile Deviation
Last Verified:2026-04-15
View source document
Back to Library

This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.

Talk with Us