MSB-HT-001Critical Risk
human trafficking
Red Flag
Multiple individuals use the same phone number or address to receive wire transfers, with none able to explain the source or purpose of the funds independently.
Industry
Money Services Businesses
Transaction Type
wire
Customer Type
individual
Category
Regulatory Source
Document:FIN-2018-A001 Human Trafficking
Type:FinCEN Advisory
CFR Citation:31 CFR §1010.311
SAR Category:Human trafficking
FinCEN Key Term:FIN-2018-HT
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.