MSB-CASH-002Critical Risk
structuring
Red Flag
Multiple customers visit the same location in rapid succession and each conducts a cash transaction just below the reporting threshold, suggesting a coordinated structuring scheme.
Industry
Money Services Businesses
Transaction Type
cash
Customer Type
individual
Category
Regulatory Source
Document:FIN-2014-G001 MSB Expectations
Type:FinCEN Guidance
CFR Citation:31 CFR §1010.311
SAR Category:Structuring
FinCEN Key Term:Structuring
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.