MSB-CASH-001Critical Risk
structuring
Red Flag
Customer attempts to split a large cash transaction into multiple smaller transactions below the $3,000 recordkeeping threshold to avoid creating a paper trail.
Industry
Money Services Businesses
Transaction Type
cash
Customer Type
individual
Category
Regulatory Source
Document:FIN-2014-G001 MSB Expectations
Type:FinCEN Guidance
CFR Citation:31 CFR §1010.311
SAR Category:Structuring
FinCEN Key Term:Structuring
Last Verified:2026-04-15
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