MORT-WIRE-002High Risk

wire activity

Red Flag

Business entity provides funds for a residential mortgage closing but is not a documented employer, investor, or permissible funding source under GSE or FHA guidelines.

Industry
Mortgage Companies
Transaction Type
wire
Customer Type
business entity
Category
wire activity
Regulatory Source
Document:FFIEC Exam Manual Mortgage Section
Type:FFIEC Exam Manual
CFR Citation:31 CFR §1029.210
SAR Category:Wire transfer
FinCEN Key Term:Entity Funding
Last Verified:2026-04-15
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This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.