MORT-RE-003Critical Risk

structuring

Red Flag

Property is purchased with a mortgage, then immediately listed for sale at a significantly higher price without any improvements, suggesting the transaction was used to inflate the property value for a subsequent fraud.

Industry
Mortgage Companies
Transaction Type
other
Customer Type
individual
Category
structuring
Regulatory Source
Document:FIN-2012-A002 Mortgage Fraud
Type:FinCEN Advisory
CFR Citation:31 CFR §1029.210
SAR Category:Suspicious activity
FinCEN Key Term:Value Inflation
Last Verified:2026-04-15
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This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.

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