MORT-CASH-003High Risk
unusual cash
Red Flag
Borrower brings a large sum of cash to closing that smells of marijuana, has unusual markings, or is wrapped in rubber bands and stored in a duffel bag rather than a bank envelope.
Industry
Mortgage Companies
Transaction Type
cash
Customer Type
individual
Category
Regulatory Source
Document:FIN-2023-A001 Fentanyl/Opioid
Type:FinCEN Advisory
CFR Citation:31 CFR §1029.210
SAR Category:Suspicious activity
FinCEN Key Term:Drug Proceeds
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.