INS-KYC-001High Risk
identity/KYC
Red Flag
Policy applicant provides identification that appears altered or forged, with mismatched holograms, incorrect fonts, or a photo that does not resemble the person presenting the document.
Industry
Insurance Companies
Transaction Type
other
Customer Type
individual
Category
Regulatory Source
Document:FIN-2008-G001 Insurance Red Flags
Type:FinCEN Guidance
CFR Citation:31 CFR §1025.210
SAR Category:Identity verification concerns
FinCEN Key Term:Forged ID
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.