INS-HT-001Critical Risk
human trafficking
Red Flag
Multiple individuals listed as beneficiaries on separate life insurance policies all share the same address and phone number, with the policies purchased by a single agent associated with a massage parlor or escort service.
Industry
Insurance Companies
Transaction Type
other
Customer Type
individual
Category
Regulatory Source
Document:FIN-2018-A001 Human Trafficking
Type:FinCEN Advisory
CFR Citation:31 CFR §1025.210
SAR Category:Human trafficking
FinCEN Key Term:FIN-2018-HT
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.