FINTECH-TM-001Critical Risk
transaction monitoring
Red Flag
Account shows rapid inflows and outflows (velocity) with funds passing through within minutes, showing no legitimate holding pattern consistent with normal payment or savings behavior.
Industry
Fintech & Payment Processors
Transaction Type
wireACH
Customer Type
individual
Category
Regulatory Source
Document:FIN-2021-A003 UI Fraud
Type:FinCEN Advisory
CFR Citation:31 CFR §1022.210
SAR Category:Money laundering
FinCEN Key Term:Velocity
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.