DPMS-CASH-001Critical Risk
structuring
Red Flag
Customer purchases gold or silver bullion with cash in amounts just below the $10,000 Form 8300 threshold, and returns on subsequent days to make similar purchases at the same or affiliated dealer.
Industry
Dealers in Precious Metals
Transaction Type
cash
Customer Type
individual
Category
Regulatory Source
Document:FIN-2014-G001 MSB Expectations
Type:FinCEN Guidance
CFR Citation:31 CFR §1010.311
SAR Category:Structuring
FinCEN Key Term:Bullion Structuring
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.