CRYPTO-TM-002Critical Risk
crypto/virtual assets
Red Flag
Customer repeatedly conducts transactions just below the exchange’s reporting or recordkeeping thresholds, suggesting intentional structuring to avoid compliance detection.
Industry
Cryptocurrency Exchanges
Transaction Type
crypto
Customer Type
individual
Category
Regulatory Source
Document:FIN-2019-G001 Convertible Virtual Currency
Type:FinCEN Guidance
CFR Citation:31 CFR §1010.311
SAR Category:Structuring
FinCEN Key Term:Crypto Structuring
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.