AUTO-WIRE-001High Risk
wire activity
Red Flag
Vehicle purchase is funded by a wire from a third party with no documented relationship to the buyer, and the wire memo provides no explanation for why the third party is paying for the vehicle.
Industry
Auto Dealers
Transaction Type
wire
Customer Type
individual
Category
Regulatory Source
Document:FIN-2009-G002 Auto Dealers
Type:FinCEN Guidance
CFR Citation:31 CFR §1027.210
SAR Category:Wire transfer
FinCEN Key Term:Third-Party Wire
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.