AUTO-CASH-002Critical Risk
structuring
Red Flag
Customer makes a down payment in cash just below the $10,000 threshold and returns the next day to pay the remaining balance in a similar amount, suggesting intentional avoidance of Form 8300 filing.
Industry
Auto Dealers
Transaction Type
cash
Customer Type
individual
Category
Regulatory Source
Document:FIN-2009-G002 Auto Dealers
Type:FinCEN Guidance
CFR Citation:31 CFR §1027.210
SAR Category:Structuring
FinCEN Key Term:Split Payment Structuring
Last Verified:2026-04-15
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