AUTO-CASH-001Critical Risk
structuring
Red Flag
Customer pays for a vehicle entirely in cash, particularly when the amount exceeds $10,000 and no Form 8300 is filed, or the customer attempts to split the payment across multiple days to avoid reporting.
Industry
Auto Dealers
Transaction Type
cash
Customer Type
individual
Category
Regulatory Source
Document:FIN-2009-G002 Auto Dealers
Type:FinCEN Guidance
CFR Citation:31 CFR §1027.210
SAR Category:Structuring
FinCEN Key Term:Cash Purchase Structuring
Last Verified:2026-04-15
This red flag is provided for informational and educational purposes only. It is not legal, regulatory, or compliance advice. Always consult the official source document and a qualified compliance professional for guidance specific to your situation.