Informational only. Always verify at FinCEN.gov before making compliance decisions. Last refreshed: 2026-10-14.
“Montgomery County, Tarrant County, Travis County, and Webb County, Texas”
Threshold
$300,000
Effective
December 1, 2024
Expires
February 28, 2026
Geography
county
This GTO covered four additional Texas counties: Montgomery County (Houston suburb), Tarrant County (Fort Worth), Travis County (Austin), and Webb County (Laredo). Webb County was added due to border-region money laundering concerns. The GTO was superseded on March 1, 2026 by FinCEN's nationwide residential real estate reporting rule.
Formal Geographic Text (from order)
“Montgomery County, Tarrant County, Travis County, and Webb County, Texas”
Four additional Texas counties. Montgomery FIPS: 48339 (Houston suburb); Tarrant FIPS: 48439 (Fort Worth); Travis FIPS: 48453 (Austin); Webb FIPS: 48479 (Laredo). Montgomery and Webb added October 2022; Travis added October 2023.
Who Must Report
Title insurance companies
What Must Be Reported
Beneficial ownership of legal entities making all-cash residential real estate purchases at or above $300,000; file a FinCEN Currency Transaction Report via BSA E-Filing System within 30 days of closing
Threshold
$300,000
All-cash transactions at or above
Source Agency
FinCEN
FinCEN order PDF | FinCEN news release
Montgomery County (Houston suburb) and Webb County (Laredo) added in October 2022 expansion.
Travis County (Austin) and Tarrant County (Fort Worth) added in October 2023 expansion.
Renewed at $300K threshold.
Superseded by FinCEN nationwide residential real estate reporting rule effective March 1, 2026.
Common questions about this specific GTO, with answers grounded in the official order text.
These answers are for informational purposes only and are grounded in the official FinCEN order text. They do not constitute legal advice.
Analyst Notes
Webb County (Laredo) added due to U.S.-Mexico border money laundering risk. Travis County (Austin) added October 2023. Superseded by FinCEN's permanent nationwide rule (March 1, 2026).
Geographic Targeting Order - Bexar County, Texas (Real Estate)
$500K threshold
Geographic Targeting Order - Bexar County, Texas (Real Estate) 2024
$300K threshold
Geographic Targeting Order - Harris County, Texas (Real Estate) 2024
$300K threshold
Geographic Targeting Order - Dallas County, Texas (Real Estate) 2024
$300K threshold
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