Informational only. Always verify at FinCEN.gov before making compliance decisions. Last refreshed: 2026-10-14.
“Miami-Dade County, Florida”
Threshold
$1,000,000
Effective
March 1, 2016
Expires
August 27, 2016
Geography
county
FinCEN's inaugural real estate GTO required title insurance companies in Miami-Dade County to identify the beneficial owners of legal entities purchasing residential real property for $1 million or more in all-cash transactions. This was the first-ever real estate GTO and served as the pilot for the national program.
Formal Geographic Text (from order)
“Miami-Dade County, Florida”
Miami-Dade County boundary polygon. County FIPS: 12086.
Who Must Report
Title insurance companies
What Must Be Reported
Beneficial ownership of legal entities making all-cash residential real estate purchases at or above $1,000,000; file FinCEN Form 8300 within 30 days of closing
Threshold
$1,000,000
All-cash transactions at or above
Source Agency
FinCEN
FinCEN news release
Original GTO issued covering Miami-Dade County, FL with $1M threshold.
Superseded by expanded national GTO program.
Common questions about this specific GTO, with answers grounded in the official order text.
These answers are for informational purposes only and are grounded in the official FinCEN order text. They do not constitute legal advice.
Analyst Notes
First-ever real estate GTO. Paired with a simultaneous Manhattan GTO. Threshold later lowered in renewals.
Geographic Targeting Order - Miami-Dade, Broward & Palm Beach Counties, Florida (Real Estate)
$1.0M threshold
Geographic Targeting Order - Miami-Dade, Broward & Palm Beach Counties, Florida (Real Estate) 2024
$300K threshold
Geographic Targeting Orders - National Real Estate Program (12 Metropolitan Areas)
$300K threshold
Geographic Targeting Order - Southwest & Central Florida Counties (Real Estate) 2024
$300K threshold
Soflo Consulting
We offer risk assessments, AML policy creation, and AML program reviews & gap analysis for businesses operating in FinCEN GTO-covered jurisdictions.
