Informational only. Always verify at FinCEN.gov before making compliance decisions. Last refreshed: 2026-10-14.
“Hawaii County, Kauai County, and Maui County, Hawaii”
Threshold
$300,000
Effective
December 1, 2024
Expires
February 28, 2026
Geography
county
This GTO covered Hawaii County (Big Island), Kauai County, and Maui County - added to the GTO program in the April 2022 expansion alongside Honolulu County. The GTO was superseded on March 1, 2026 by FinCEN's nationwide residential real estate reporting rule.
Formal Geographic Text (from order)
“Hawaii County, Kauai County, and Maui County, Hawaii”
Three additional Hawaii counties added in April 2022 expansion. Hawaii County FIPS: 15001 (Big Island); Kauai County FIPS: 15007; Maui County FIPS: 15009 (includes Molokai and Lanai).
Who Must Report
Title insurance companies
What Must Be Reported
Beneficial ownership of legal entities making all-cash residential real estate purchases at or above $300,000; file a FinCEN Currency Transaction Report via BSA E-Filing System within 30 days of closing
Threshold
$300,000
All-cash transactions at or above
Source Agency
FinCEN
FinCEN order PDF | FinCEN news release
Hawaii, Kauai, and Maui counties added to GTO program in April 2022 expansion.
Renewed at $300K threshold.
Superseded by FinCEN nationwide residential real estate reporting rule effective March 1, 2026.
Common questions about this specific GTO, with answers grounded in the official order text.
These answers are for informational purposes only and are grounded in the official FinCEN order text. They do not constitute legal advice.
Analyst Notes
Added in April 2022 expansion. All four Hawaii counties (Honolulu, Hawaii, Kauai, Maui) were covered by the final GTO program. Superseded by FinCEN's permanent nationwide rule (March 1, 2026).
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