Informational only. Always verify at FinCEN.gov before making compliance decisions. Last refreshed: 2026-10-14.
“Fairfield County and Litchfield County, Connecticut”
Threshold
$300,000
Effective
December 1, 2024
Expires
February 28, 2026
Geography
county
This GTO covered Fairfield and Litchfield counties in Connecticut, requiring title insurance companies to report beneficial ownership of legal entities in all-cash residential purchases of $300,000 or more. Litchfield County was added in April 2023. The GTO was superseded on March 1, 2026 by FinCEN's nationwide residential real estate reporting rule.
Formal Geographic Text (from order)
“Fairfield County and Litchfield County, Connecticut”
Fairfield County (FIPS: 09001) and Litchfield County (FIPS: 09005). Fairfield County added in original GTO program; Litchfield County added April 2023.
Who Must Report
Title insurance companies
What Must Be Reported
Beneficial ownership of legal entities making all-cash residential real estate purchases at or above $300,000; file a FinCEN Currency Transaction Report via BSA E-Filing System within 30 days of closing
Threshold
$300,000
All-cash transactions at or above
Source Agency
FinCEN
FinCEN order PDF | FinCEN news release
Litchfield County added to Connecticut coverage. Fairfield County previously covered.
Renewed at $300K threshold through April 2025.
Superseded by FinCEN nationwide residential real estate reporting rule effective March 1, 2026.
Common questions about this specific GTO, with answers grounded in the official order text.
These answers are for informational purposes only and are grounded in the official FinCEN order text. They do not constitute legal advice.
Analyst Notes
Fairfield County (Greenwich, Stamford, Westport) was in the original GTO program. Litchfield County added April 2023. Superseded by FinCEN's permanent nationwide rule (March 1, 2026).
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