Informational only. Always verify at FinCEN.gov before making compliance decisions. Last refreshed: 2026-10-14.
“Clear Creek County, Douglas County, Eagle County, El Paso County, Elbert County, Fremont County, Mesa County, Pitkin County, Pueblo County, and Summit County, Colorado”
Threshold
$300,000
Effective
December 1, 2024
Expires
February 28, 2026
Geography
county
This GTO covered ten additional Colorado counties added in the April 2023 expansion, including resort/luxury markets (Eagle/Vail, Pitkin/Aspen, Summit/Breckenridge), Colorado Springs (El Paso), Grand Junction (Mesa), and suburban Denver counties (Douglas, Elbert). Together with the four core Denver metro counties, Colorado had 14 counties covered. The GTO was superseded on March 1, 2026 by FinCEN's nationwide residential real estate reporting rule.
Formal Geographic Text (from order)
“Clear Creek County, Douglas County, Eagle County, El Paso County, Elbert County, Fremont County, Mesa County, Pitkin County, Pueblo County, and Summit County, Colorado”
Ten additional Colorado counties added in April 2023 expansion. Clear Creek FIPS: 08019; Douglas FIPS: 08035; Eagle FIPS: 08037 (Vail); El Paso FIPS: 08041 (Colorado Springs); Elbert FIPS: 08039; Fremont FIPS: 08043; Mesa FIPS: 08077 (Grand Junction); Pitkin FIPS: 08097 (Aspen); Pueblo FIPS: 08101; Summit FIPS: 08117 (Breckenridge).
Who Must Report
Title insurance companies
What Must Be Reported
Beneficial ownership of legal entities making all-cash residential real estate purchases at or above $300,000; file a FinCEN Currency Transaction Report via BSA E-Filing System within 30 days of closing
Threshold
$300,000
All-cash transactions at or above
Source Agency
FinCEN
FinCEN order PDF | FinCEN news release
Ten additional Colorado counties added in April 2023 expansion, including resort markets (Aspen, Vail, Breckenridge) and Colorado Springs.
Renewed at $300K threshold.
Superseded by FinCEN nationwide residential real estate reporting rule effective March 1, 2026.
Common questions about this specific GTO, with answers grounded in the official order text.
These answers are for informational purposes only and are grounded in the official FinCEN order text. They do not constitute legal advice.
Analyst Notes
April 2023 expansion added 14 Colorado counties total (10 here + 4 in gto-re-denver-2024-01). Includes luxury resort markets: Aspen (Pitkin), Vail (Eagle), Breckenridge (Summit). Superseded by FinCEN's permanent nationwide rule (March 1, 2026).
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